Privacy Policy

Identity and Verification Data. To comply with our AML/KYC obligations under the Bank Secrecy Act and FinCEN regulations, we collect government-issued identification documents, full legal name, date of birth, residential address, and the results of liveness verification checks performed through a regulated third-party identity verification provider.

Account Information. When you create a Unicwap account, we collect your email address and any other information you voluntarily provide during account setup. We do not collect, store, or have access to your wallet private keys or seed phrases.

Transaction Data. We collect records of transaction requests initiated through the platform, including destination addresses, asset types, and amounts. This information is retained as required under 31 C.F.R. § 1022.410.

Technical Data. We automatically collect IP addresses, device identifiers, browser type, operating system information, and usage logs when you access the platform. This data is used for security monitoring, fraud detection, and platform improvement.

Communications. If you contact us by email, phone, or contact form, we retain records of those communications for service and compliance purposes.

We use personal information for the following purposes, each grounded in a lawful basis:

Compliance with Legal Obligations. We process identity and transaction data to fulfill our obligations under the Bank Secrecy Act, FinCEN regulations (31 C.F.R. Part 1022), and applicable state money transmission laws. This includes customer identification, ongoing due diligence, suspicious activity reporting, and recordkeeping.

Platform Operation. We use account and technical data to provide, maintain, and improve the Unicwap platform, authenticate users, and ensure platform security.

Fraud Prevention and Security. We analyze technical and behavioral data to detect and prevent unauthorized access, fraudulent activity, and other security threats.

Communications. We use your contact information to respond to inquiries, provide service notifications, and deliver information relevant to your use of the platform.

We do not use personal information for targeted advertising or sell personal data to third parties for commercial purposes.

Service Providers. We share personal information with carefully selected third-party service providers who assist in platform operation, identity verification, and compliance functions. These providers are contractually obligated to process data only as directed by us and in accordance with applicable law.

Legal and Regulatory Disclosure. We disclose personal information to law enforcement, regulatory authorities, or government agencies when required by law, including pursuant to subpoenas, court orders, or our obligations under the Bank Secrecy Act to file Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs) with FinCEN.

Business Transfers. In the event of a merger, acquisition, or sale of assets, personal information may be transferred as part of that transaction. We will notify affected users as required by applicable law.

No Sale of Personal Data. We do not sell, rent, or trade personal information to third parties for their own marketing or commercial purposes.

We retain personal information for as long as necessary to fulfill the purposes described in this policy and to comply with applicable legal obligations.

Under 31 C.F.R. § 1022.410, we are required to retain records related to customer identification and transactions for a minimum of five years from the date of the transaction or account closure, whichever is later.

Technical data and usage logs are generally retained for 12 months unless a longer retention period is required for security or compliance purposes. Communications with users are retained for a period of three years from the date of last contact.

When retention periods expire, we securely delete or anonymize personal information in a manner consistent with applicable data destruction standards.

We implement technical and organizational security measures appropriate to the sensitivity of the data we process. These include encryption of data in transit using TLS, access controls limiting data access to authorized personnel, regular security assessments, and incident response procedures.

Our identity verification processes are conducted through third-party providers that maintain their own security certifications and compliance programs.

No method of electronic transmission or storage is completely secure. While we take reasonable precautions, we cannot warrant absolute security of information transmitted to or stored by the platform.

Depending on your state of residence, you may have certain rights regarding your personal information under applicable US state privacy laws, including the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA), and similar laws in other states.

These rights may include: the right to know what personal information we have collected and how it is used; the right to request deletion of personal information, subject to legal retention requirements; the right to correct inaccurate information; and the right to opt out of the sale of personal information (we do not sell personal information).

To exercise any applicable rights, contact us at info@unicwap.com with the subject line "Privacy Request." We will respond within the timeframe required by applicable law. Note that certain information may be exempt from deletion requests due to our legal obligations under the Bank Secrecy Act.

We do not discriminate against users who exercise their privacy rights.

We use cookies and similar tracking technologies to operate the platform, remember your preferences, and analyze usage patterns. For detailed information about the cookies we use, the purposes they serve, and how you can manage your cookie preferences, please refer to our Cookie Policy available at unicwap.com/cookies.html.

You may control cookie settings through your browser preferences. Disabling certain cookies may affect the functionality of the platform.

The Unicwap platform is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. Our KYC process requires users to be of legal age and to provide government-issued identification, which serves as an age verification mechanism.

If we become aware that we have inadvertently collected information from a person under 18, we will take steps to delete that information promptly. If you believe a minor has submitted information to us, contact us at info@unicwap.com.

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or platform features. When we make material changes, we will update the "Last Updated" date at the top of this policy and, where appropriate, provide additional notice through the platform or by email.

Your continued use of the Unicwap platform after any update constitutes your acknowledgment of the revised policy. We encourage you to review this policy periodically.

For questions, concerns, or requests regarding this Privacy Policy or our data practices, contact us at:

AIX WALLET LLC
1623 Dalton Ave, Cincinnati, OH
Email: info@unicwap.com
Phone: +1 513-684-5009

We are committed to addressing privacy inquiries in a timely and transparent manner.